I know you may do a double take when you read the title of this article, but let me explain what I mean. A doctor is a highly trained professional who is trained to help you manage, diagnose, and treat your health. The more complex your health issue may be, the more you desire a specialist in that specific area. If you had a major health issue you would not self-treat on the internet, right? No, you would go to a professional who understands that medical condition.
An insurance agent helps you manage, diagnose, and treat your personal and business risks. While an agent’s work is not going to save your life, it will help you manage, and possibly save, your financial health. Let me give you an example.
Many people think that purchasing the minimum auto insurance limit is fine. People think that if their State only requires a minimum limit, then they cannot be held liable for more, right? A professional agent will educate you on why that thinking is flawed.
What happens if you travel out of state? You may not have enough coverage.
If you hit a Mercedes valued at $90,000 and only have $50,000 of coverage, the rest will come out of your pocket.
When someone with no insurance hits you, your $25,000 limit may not be enough to cover your medical bills.
These are just a few examples of why having a professional agent can help your financial future. Believe me, you are not going to get this kind of education if you buy your insurance online, or call an 800 number and get an unlicensed person on the line.